• In - patient Treatment
• Pre and Post Hospitalisation
• Day Care Procedures
• Organ Donor
• Health Checkup
• Network of Hospitals
• Settlement of your Claims
• Lifelong Renewal
• Optional Two years term
• Tax Savings
• Portability

Premiums and Discounts.

• Premium rates are for one policy year. Premiums are subjects to change with prior approval from IRDA of india
• Get a family Discount of 10% if 2 or more members of a family are covered under the same policy on individual sum insured basis.
• Get an additional 7.5% discount in premium , by paying premium of years in advance as single premium

Indicative List Of Documents for Claims.

• Signed Claim Form
• First Consultation letter and subsequent prescription
• Original detailed discharge card
• Day care summery from the hospital
• Original Bills / Receipts from Hospital / Medicines / Investigations / Implants and any other document as required for processing claim
• Original Photo identity proof along with the cashless card. Any other additional document as required for processing claim by TPA or insurance Company

Key Exclusions.

• Intentionally self-inflicted Injury or Illness
• Conditions related to or arising out of HIV, AIDS
• Congenital Anomalies
• Abuse of Drugs and Alcohol and addiction or overdose etc.
• Pregnancy and all related conditions
• It also changes as per the Policy, please refer to policy for complete exclusions